That’s okay, we hear this all the time. We have assisted thousands of people who said the exact same thing. Our team specializes in obtaining you finance options regardless of your credit score.

Sometimes the lender may require a down payment to obtain the loan or you may chose to put money down to lower your monthly payments.

Varies. There are a lot of variables that lenders use to determine interest rate such as vehicle selection, application information, credit history, and down payment. At Dave Says Yes we strive to obtain the most competitive rates available.

Great! We offer you the same exceptional service that we feel every customer should receive. At Dave Says Yes everyone is treated the same, we believe all customers deserve competitive rates.

No problem. We have lenders that work with Chapter 7 & Chapter 13 bankruptcies, even if your still in the bankruptcy process!

Absolutely not. We understand there are a lot of different reasons and circumstances surrounding credit issues, and so do the lenders we work with. The fact is you are not alone, and we pride ourselves in assisting customers in any situation.

We have programs for first time buyers to purchase a vehicle and help them establish their credit. There are instances in which a cosigner could make more options available.

We’re very sorry about your car shopping experience thus far. A lot of times we can help people that other dealers couldn’t. We specialize in working with people that have less than perfect credit.

Just a valid driver’s license or picture ID. Every situation is a little different, we will assist you with gathering any additional documentation we may need to process your loan.