CAR FINANCING GUIDE Not necessarily. You do not automatically need a co-signer to finance a vehicle. Whether a co-signer is needed depends on the lender’s review of your credit, income, existing obligations, the vehicle, and other application details. A co-signer can sometimes make more financing options available, especially when your credit history is limited or…
USED-CAR FINANCING GUIDE How much should you put down on a used car? There is no single dollar amount that works for every buyer. A down payment should be large enough to make the purchase and monthly payment comfortable without using so much of your cash that you leave yourself financially stretched. For many used-car…
USED CAR SELLING GUIDE Should you trade in your car or sell it privately? There is no single answer for every vehicle owner. The better choice depends on how much your car is worth, how much time you want to spend selling it, whether you are buying another vehicle, and how much convenience matters to…
Negative equity on a car loan means you owe more on your vehicle than the vehicle is currently worth. You may also hear this called being upside down or underwater on your auto loan. Quick answer If your car is worth $15,000 but your loan payoff is $18,000, you have approximately $3,000 in negative…
USED CAR BUYING GUIDE Seeing 100,000 miles on a used-car listing can make you pause. But does reaching six figures on the odometer automatically mean a vehicle is a bad buy? Quick answer No. A used car with 100,000 miles is not automatically a bad idea. Mileage is important, but the vehicle’s maintenance history, condition,…
Trade-In Guide Yes, you can usually trade in a car you still owe money on. The important part is comparing your vehicle’s trade-in value with the amount needed to pay off your current auto loan. That difference tells you whether you have positive equity, negative equity, or are close to breaking even. Quick Answer You…
Used-Car Buying Guide The right car budget is not simply the biggest monthly payment a lender may offer. It is the amount that lets you cover the full cost of owning a vehicle—without putting pressure on the rest of your life. Before you shop, look at your payment, down payment, insurance, fuel, maintenance, and the…
Football season is here, which means it’s time for tailgating, road trips to the game, and weekends spent with friends and family. Whether you’re loading up coolers and chairs or simply need a comfortable SUV for game-day travel, a pre-owned GMC or Buick can be a great choice. At Dave Says Yes, we have quality…
Why Certified Pre-Owned Is a Smart Choice Right Now When you’re shopping for your next vehicle, buying pre-owned can be a smart way to get more value for your money. But if you want added confidence behind your purchase, a Certified Pre-Owned (CPO) vehicle can be an even smarter choice. At Dave Says Yes, we…
Fall is right around the corner, and it’s the perfect time to find a vehicle ready for changing weather, weekend adventures, school activities, and everything in between. At Dave Says Yes, we make it easier to find a quality used truck or SUV with financing options designed to help more drivers get behind the wheel….
